Frequently Asked Questions

If you’re a REI fan, Co-op World Elite is a credit card you might want to consider. You can earn rewards and discounts on eligible purchases when you use the REI Co-op World Elite Mastercard trial. I will list all the features and details to help you decide if this is the right credit card for you.


Frequently Asked Questions

What do you get with an REI MasterCard?

In fact, our REI credit score shows that the number of rewards on the card is impressive. Not only do you get a decent cashback reward rate (which is 5% at REI stores), but you also get a generous $100 sign-up bonus! And that’s in addition to annual dividends, a variety of MasterCard features, and access to regular sales.

Can I get a cash advance with the REI credit card?

You can get a cash advance. The APR for a cash advance is 25.99% and there is a 4% fee for each transaction.

I am interested in getting a REI MasterCard. What is the process?

After your approval, you can receive your credit card within a few days to three weeks.

What is the APR for a REI credit card?

The effective annual interest rate is variable and depends on the base rate. It is also based on your credit history. The APR is usually between 12.99% and 24.99%.

What can I use the REI credit card for?

In fact, you can use this credit card anywhere MasterCard is accepted, pretty much anywhere. However, we do not recommend using this credit card outside REI stores: the 1% bonus rate (by the way, these bonuses can only be redeemed once a year).

Are there late payment fees?

A late fee of up to $38 may be charged if your payment is late. A credit limit exceeding fee does not apply.

Who issues the REI Co-op World Elite Mastercard?

  1. The Bank is the issuer of the REI Co-op World Elite Mastercard.